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Don’t wait for politicians to take the lead

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A Message to Working People: an essay by Robert Reich former labor secretary……        Your typical wage is below what it was in the late 1970s, in terms of what it can buy. Two-thirds of you are living paycheck to paycheck. Almost 30 percent of you don’t have steady employment: You’re working part-time or on contract, with none of the labor protections created over the last 80 years – no unemployment insurance if you lose your job, no worker’s compensation if you’re injured, no time-and-a-half pay for working more than 40 hours a week, no minimum wage, and you have to pay your own Social Security. Over 37 percent of you have dropped out of the workforce altogether because you’ve become too discouraged even to look for work. That’s a near record. As if all this weren’t enough, the schools and infrastructure on which you rely have been neglected, and the ravages of climate change — droughts, fires, and floods – are worsening.

Yet the American economy is twice as large as it was in the late 1970s. As a nation, we are richer than we’ve ever been. We could afford to do so much better.
None of this has happened by accident. Those with great wealth have translated it into political power. And with that power they’ve busted labor unions (to which a third of private-sector workers belonged in the 1950s but now fewer than 7 percent do), halved the taxes they pay (from a top marginal rate of 91 percent in the 1950s to 39 percent today, and from an effective rate of 52 percent then to 18 percent now), cut safety nets, deregulated Wall Street, privatized much of the economy, expanded bankruptcy protection for themselves while narrowing it for you, forced you into mandatory arbitration of employment disputes, expanded their patents and intellectual property, got trade deals that benefited them but squeezed your pay, and concentrated their market power so you pay more for pharmaceuticals, health insurance, airfare, food, internet service, and much else.
This is bad for everyone. Even those at the top would do better with a smaller share of an economy that was growing because the middle class was expanding. And they’d do better in a society that hadn’t become so angry and susceptible to demagogues blaming immigrants and imports for what has happened.
But none of this will change unless we change it. No single person – not even Bernie Sanders, had he become president – can do what needs to be done, alone. You and I and others must continue to organize and mobilize. Do not find refuge in cynicism. Change is slow, and at times seems hopeless. But change must come. Do not wait for politicians to take the lead. We are the leaders.

Want to take control of your wages…? Begin here  Read the rest of this entry »

Rent a Car Like a Pro

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Renting a car is such a common part of the travel experience that you’d think the process would be straightforward and transparent, yet somehow it is anything but. Among all your options, there are some things you don’t need to do and should do when renting a car. Below are a few tips to get you on your way.

Don’t Purchase Prepaid Gas

Prepaying for gas may seem convenient but it means you’ll pay for a full tank of gas, even if you return with the tank half full. Most rentals are on a “get it full, return it full” fuel policy. If you return a car with less than a full tank, the rental company refuels it and adds it to your bill at a per-gallon charge that can be double or triple the going rate.

Inspection Checklist

Always inspect the inside and outside of the rental car before leaving, or dropping off the vehicle. Look for scratches, scuffs, loose parts, working power windows and mirrors, and more. Anything that could potentially be considered damage should be photographed and or recorded. Make the company aware or you might end up paying for it. Never assume that a ding is too small to warrant noting or that the car company already knows about damage. If it’s not listed on the car condition form, speak up.

Avoid “Extra” Rental Fees

Drop-off charges, additional drivers, and additional extras are what you’re most likely to encounter. Drop-off charges are an extra fee if you drop the car off at a different location from where you picked it up. Adding additional drivers to your rental agreement may result in a surcharge. Some major companies allow a renter’s spouse or domestic partner to drive the vehicle at no extra cost. GPS navigation, child seats, roof racks, and satellite radio are some of the most common additional extra costs that could cost you $3 – $25 a day.

Feel the Freedom

Renting a car allows you the freedom to gallivant around and enjoy new places. You have the advantage over public transportation with a car that fits the nature of your trip, family members, and travel companions. Enjoy the luxury of making as many stops as you want and follow the route you consider interesting.

By using these tips as a guideline, you can better organize and prepare for your trip. Stay tuned Tuesdays for more in-depth information about the best way to travel.

Ready to Book a Car Rental?

Our rental car section makes it faster and easier to find the exact car at the best price. Follow through link for more info…

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Les Heichel

Surge365 Business Associate

http://www.SmilesPs.biz

“Darwinian Economy,” staring at us !

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With the planet staggering under the greatest load of debt ever seen in human history….

There are some very smart, well informed writers, editors, and financial counselors, of which some I admire and practice what they have to say, that are saying three things about the results of the present economy which are inevitable:
(1) devaluation of the dollar
(2) war (civil or international)
(3) lowered standards of living in the USA
– for at least a decade!
The Economy has hurt many good people. I believe there is a mass of people who are desperate to find smart ways of making money, to Make Change Happen.

With this “Darwinian Economy,” staring at us what is the American public to do?
——————————————————————————–
Stare the “Darwinian Economy” dead square on and declare “the ‘masses’ are coming!”

Consider the following . . .

How do you “leverage” your efforts to maximize your earnings and efforts now?

Get a 2nd or 3rd job? (Too much time and too little pay?)
Hit it big in stocks and bonds. (Without expertise and careful planning the odds are against you!)
Hit the lottery? (Odds are 80 million to 1 – against you!)
Start your own traditional business? (Too time consuming/expensive.)
Buy a franchise? (Expensive, time consuming – 1/3 fail within 2 years.)
Begin working at a low cost, home business quickly!

The Best Home Based Business in America…

1. Proven 10 year old company that is publicly traded

2. Company has sold billions of dollars in product

3. Company has already paid over 1/3 of a (B)illion Dollars in commissions and bonuses

4. Company has More Money Back Guaranteed Earnings plan

5. In business and money in your pocket today

Below is a list of some personal benefits of this Home Based Business…

By starting your Home Business now…

Receive $4,000-$7,000 in tax money: Without your own Home Business you will be paying those in tax fees. Why?
Own your own Professional Travel Booking WebSite: Your business, personal and vacation expenses are now 100% tax deductible-including resorts, hotels, vacation spots, rental cars, amusement parks, and more. Plus, receive commissions, discounts, and Industry perks.
Earn a tremendous income: Get into position with your new Home Business to earn $200-$500, even $1,000 a day in the next 4-12 months with the best pay plan and bonus structure in the Industry.
Be part of the E-Commerce Revolution: Own your own E-Commerce Business Center website. You make money, save money, receive discounts, and get paid commissions on tens of thousands of products sold on other businesses websites.
Give away FREE E-Commerce business websites and earn matching commissions and residual income
100% Company paid Health & Life: No questions asked insurance in 6-12 months!
“Money Back” Guarantee! : An Industry Breakthrough! No risk guarantee. You are guaranteed $3,600 this year!
Travel in style with a World-wide, top of the line cruise of your choice: How?.
No monthly requirement to make product sales.
No pressure or monthly quotas to recruit endless amounts of new distributors.

We have what every new Home Business Owner wants:
Travel, Fun, travel perks, commissions and discounts,
Big tax deductions and an unbelievable income.

Exciting Marketing System in the Home Business Industry…

http://www.SmilesTravelAgency.info

Call for details on our next “Meet & Greet”

Meet our team members
Merrillville, IN
thursday at 5:30pm…
Cafe Divine
9000 Taft
inside Living Hope Church!

Committed To Your Success,
L e s
Les Heichel
Licensed ZamZuu Broker
219.872.4640
http://www.SmilesPs.com